Terms of Use

1. Acceptance of terms

By accessing this Site, you confirm that you accept these Terms of Use and agree to comply with them. These terms apply to all visitors, users, and others who access the Site.

2. Use of the site

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. Prohibited behaviour includes attempting to gain unauthorised access to the Site, its systems, or related networks, and using the Site to transmit harmful or unlawful content.

3. Intellectual property

Unless otherwise indicated, the Site and all content on it, including text, graphics, logos, and design, are the property of GEMs3.0 or its licensors and are protected by applicable intellectual property laws. Certain GEMs3.0 methodologies, architectures, specifications, and associated intellectual property are proprietary and are not publicly disclosed.

No part of this Site may be reproduced, distributed, or transmitted without our prior written consent, except as permitted for personal, non-commercial reference.

4. No offer or solicitation

Content on this Site is provided for general informational purposes only and does not constitute investment, legal, tax, or financial advice, nor an offer or solicitation to buy or sell any security, product, or service in any jurisdiction.

5. Institutional engagement

Access to GEMs3.0 institutional infrastructure, and any related engagement, is subject to separate terms agreed directly between GEMs3.0 and the institutional party concerned. Nothing on this Site should be read as forming such an agreement.

6. Disclaimers

The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free.

7. Limitation of liability

To the fullest extent permitted by law, GEMs3.0 and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, the Site.

8. Third-party links

The Site may contain links to third-party websites, including africainvestor.com. These links are provided for convenience only; we do not endorse and are not responsible for the content, accuracy, or practices of any linked site.

9. Changes to these terms

We may revise these Terms of Use at any time by updating this page. By continuing to use the Site after changes take effect, you agree to be bound by the revised terms. Please check this page periodically.

10. Governing law

These terms are governed by and construed in accordance with applicable law, without regard to conflict-of-law principles, and any disputes arising under them will be subject to the exclusive jurisdiction of the competent courts.

11. Contact

Questions about these Terms of Use can be directed to info@gems3.ai.